CrusaderSterling Pensions

Smart Mid-Year Pension Planning

As we begin the second half of 2025, it is the perfect moment to pause, reflect, and ask a critical question: Am I on track with my retirement goals? At CrusaderSterling Pensions, we believe that retirement planning is not a one-time decision; it is an ongoing journey that requires regular checkpoints. Your Retirement Savings Account (RSA) is more than a deduction on your […]

Pension Tips for Entrepreneurs

Transitioning from paid employment to running your own business in Nigeria is a bold and rewarding move. However, many people stop contributing to their pension accounts during this transition, either due to a lack of awareness that the pension scheme accommodates entrepreneurs or by personal choice. Whichever the case, discontinuing your pension contributions could put your retirement at risk. Whether you are now a small […]

Beyond Retirement: Unlocking The Potential Of Your Pension

When most people think of pensions, the first thing that comes to mind is retirement. It is easy to assume that your Retirement Savings Account (RSA) is only meant to be accessed at the end of your career. However, your pension could do more for you today. At CrusaderSterling Pensions, we believe your pension should be more than passive – […]

Smart Pension Planning: Stay In Control, Stay Ahead

While many people regularly check their bank accounts, investment portfolios, and other financial assets, pensions are often overlooked because they seem like a distant concern. However, just like any other financial commitment, keeping track of your pension is essential to ensuring it aligns with your desired financial future. Not regularly monitoring your pension can lead to unexpected challenges. At times, individuals […]

Retirement Planning For Every Stage Of Your Career

Retirement may feel like a distant concern, especially if you’re just starting your career, but the earlier you begin, the better your chances of enjoying a comfortable and stress-free future. Whether you’re a young professional, mid-career worker, or nearing retirement, here are tailored tips to help you build a solid retirement plan. For Young Professionals: […]

Your RSA: A Smart Financial Tool For Your Travel Dreams

When planning to travel for work, study, or relocation, one major hurdle many people face is meeting the Proof of Funds (POF) requirement. Many embassies require applicants to demonstrate financial stability, and while most people think only of bank savings, your Retirement Savings Account (RSA) can also serve as an important financial asset to support your travel plans. Beyond […]

Smart Pension Moves: Unlocking The Path To A Secure And Prosperous Retirement

Securing a comfortable retirement requires proactive planning and strategic decision-making, particularly given the country’s evolving economic landscape. With increasing life expectancy and the shift from traditional pension system to the Contributory Pension Scheme (CPS), it’s essential to make informed, smart moves toward retirement planning. Here are key moves you can make in 2025 to secure a prosperous retirement: Understand the Pension System: Nigeria’s pension system is primarily […]

How to Open a Pension Account

How to Open a Pension Account

To open a pension account with CrusaderSterlingPensions, you can visit our website to fill out the online form or download it from PDF, fill, scan, and send it to info@crusaderpensions.com or you can also visit any of our offices to fill a physical form.  Generally, one would require the following: NIN/NIMC slip, a passport, a […]

Effective Pension Processing: Common Challenges and Solutions

Pension Processing

A well-managed pension process is crucial for maximising returns and ensuring a smooth transition into retirement. At CrusaderSterling Pensions (CPL), our goal is to help our contributors secure financial stability through consistent and effective pension savings management. Despite the structured nature of the pension management system, contributors may encounter challenges that can disrupt the seamless […]

Achieve Your Homeownership Dreams With Your Retirement Savings Account (RSA)

Achieve Your Homeownership Dreams With Your Retirement Savings Account (RSA)

Homeownership is a major dream for everyone, regardless of gender or age. While the harsh economic climate of today might make this dream seem far-fetched. The Retirement Savings Account (RSA) Mortgage Equity Contribution plan by the National Pension Commission (PenCom) shines a beacon of hope.   The Retirement Savings Account (RSA) Mortgage Equity Contribution plan makes […]