What You Must Know About The Personal Pension Plan.
If you already have a Retirement Savings Account (RSA), you are on the right track toward securing your future. However, with a new initiative by the National Pension Commission (PenCom), you now have greater flexibility and control over how you save for the future. This initiative is the Personal Pension Plan (PPP). What is the Personal Pension […]
Women, Wealth & Retirement: Securing Tomorrow With Strength and Intention.
March is globally recognised as a month to celebrate women; their achievements, resilience, leadership, and impact across every sector of society. Yet beyond celebration lies an important and often under-discussed subject: women’s long-term financial security. At its core, retirement planning is about dignity, independence, and stability. For women especially, taking pension seriously is not merely […]
Pension Benefits for Today and Tomorrow
For many people, pension feels like money that disappears into the future: contributions going in, with benefits that seem far away. But the truth is this: your pension is already working for you today, even while you are still active and earning. Here’s how. 1. Your Pension Is Growing Your Money, Not Just Holding It Your pension contributions are not kept idle. They […]
Year-End Review: Shaping Tomorrow, Today
As the year comes to an end, it is a perfect moment to pause and review our progress, especially our finances and pensions. While this write-up focuses on your pension, the steps shared can also apply to your overall financial health. Many people, especially younger earners, often view their pension as a distant concern. However, […]
Smart Mid-Year Pension Planning
As we begin the second half of 2025, it is the perfect moment to pause, reflect, and ask a critical question: Am I on track with my retirement goals? At CrusaderSterling Pensions, we believe that retirement planning is not a one-time decision; it is an ongoing journey that requires regular checkpoints. Your Retirement Savings Account (RSA) is more than a deduction on your […]
Pension Tips for Entrepreneurs
Transitioning from paid employment to running your own business in Nigeria is a bold and rewarding move. However, many people stop contributing to their pension accounts during this transition, either due to a lack of awareness that the pension scheme accommodates entrepreneurs or by personal choice. Whichever the case, discontinuing your pension contributions could put your retirement at risk. Whether you are now a small […]
Beyond Retirement: Unlocking The Potential Of Your Pension
When most people think of pensions, the first thing that comes to mind is retirement. It is easy to assume that your Retirement Savings Account (RSA) is only meant to be accessed at the end of your career. However, your pension could do more for you today. At CrusaderSterling Pensions, we believe your pension should be more than passive – […]
CrusaderSterling Pensions Highlighted for Top Performance Across RSA Funds by Nairametrics – Best Performing Nigerian Pension Funds as of March 2025
The Nigerian pension industry witnessed varied performances across different Retirement Savings Account (RSA) funds in March 2025, as sixteen Pension Fund Administrators (PFAs) posted an average return of 0.85% for the month. According to data compiled and analyzed by Nairalytics, the research arm of Nairametrics, Crusader Sterling Pensions Limited, NLPC Pensions Limited, and OAK Pensions […]
Smart Pension Planning: Stay In Control, Stay Ahead
While many people regularly check their bank accounts, investment portfolios, and other financial assets, pensions are often overlooked because they seem like a distant concern. However, just like any other financial commitment, keeping track of your pension is essential to ensuring it aligns with your desired financial future. Not regularly monitoring your pension can lead to unexpected challenges. At times, individuals […]
Smart Pension Moves: Unlocking The Path To A Secure And Prosperous Retirement
Securing a comfortable retirement requires proactive planning and strategic decision-making, particularly given the country’s evolving economic landscape. With increasing life expectancy and the shift from traditional pension system to the Contributory Pension Scheme (CPS), it’s essential to make informed, smart moves toward retirement planning. Here are key moves you can make in 2025 to secure a prosperous retirement: Understand the Pension System: Nigeria’s pension system is primarily […]
