Secure Your Future
Worried about what your future holds? With our Micro Pensions plan, you can manage your retirement confidently, no matter your profession.
What is Micro Pensions?
Micro Pensions is a flexible, affordable savings plan designed specifically for self-employed individuals and those in the informal sector. Think traders, artisans, freelancers, and even students with side hustles! Start building your retirement fund with daily, weekly, or monthly contributions in Naira, as little as you can afford.
Anyone under 18 with a legitimate income qualifies! This includes:
- Self-employed individuals: Trade associations, business owners, solopreneurs, and more.
- Informal sector employees: With or without a formal contract.
- Other self-employed individuals: Freelancers.
- Self-employed persons that belong to a Trade, Profession, Cooperative or Business Association.
- Self-employed persons with a business registration as a company, partnership or enterprise.
- Employees operating in the informal sector who work with or without formal written employment contract.
- Other self-employed individuals.
The Contributions are made in Nigerian currency (Naira) and could be made daily, weekly or monthly. Every contribution shall be split into two comprising 40% for contingent withdrawal and 60% for retirement benefits.
How to remit your Micro Pension Payment with CrusaderSterling Pensions
Zenith Bank Branch Payment
CrusaderSterling Pensions Limited Micro Pension payment can be made at any Zenith Bank Branch in Nigeria into below account:
(ZPC/CPL MICRO PENSION COLLECTION A/C).
OTHER PLATFORMS
Apart from the bank, payment can also be made through the below platforms into the CPL Micro Pension Account, Click on any of the payment options below to view the steps.
- PENCOM shall determine the participation of Micro Pension Contributors in due course.
- Fund VI assets are ONLY to be invested in instruments that are free from speculation and uncertainty that might lead to destruction or loss.
- Visit www.remita.net
- Click on Bills and Payment.
- Click on Micropension.
- Select Crusader Pensions Limited.
- Fill in the relevant details.
- Select a Payment Channel.
- Make Payment.
- Download the PenPay app from the Google Store you can also visit " www.penpay.com.ng
- Select Crusader Pensions limited, proceed to enter your phone number and RSA PIN (PEN XXXXXXXXXXXXXX)
- Enter Payment Amount.
- Select from the available payment options (Bank/Transfer and Card)
- Make payment.
- Dial *55701# on your BVN registered phone number
- Select ‘Crusader Pension”
- Select ‘contribution’ or ‘withdrawal’
- Enter your RSA PIN (PENxxxx)
- Enter the amount you want to pay.
- Select the bank you want to pay from.
- Follow the prompts to complete your payment.
- Visit micropen.ng
- Input your phone number and password to log in
- Select mode of validation (RSA PIN /Phone number)
- Select Crusader Pension from the dropdown list
- Enter your RSA PIN (PENxxxx)
- Enter the amount and click on ‘proceed’
- Click ‘ok’ to confirm your information
- Select your preferred payment option- ‘card’ or ‘bank”
- Follow the directions to complete your payment using your selected payment option
- Financial Security: This plan provides a structured way for you in the informal sector to save for retirement, offering you financial security in your old age.
- Flexibility: You get to enjoy flexibility in contribution amounts,as this plan allows you to save according to your income levels and financial capacity.
- Contingent withdrawal: Access 40% of your contributions for emergencies.
- Easy and convenient: Make contributions through various channels: Zenith Bank branches, SystemSpecs Remita, PenPay app, CyberPay (*55701#), and CyberPay web.
